Day 1: October 19th

11:00AM – 12:00PM
Buy The Darn Latte: Rethinking the Financial Wellness Picture
with Emily Schwartz

Conventional budgeting advice tells us to cut the small luxuries in life, but does that actually have the greatest impact on our financial health? And if not, what should we be telling students instead? Learn how to use money mindfulness to consider three critical factors about spending decisions, while shaping a budget that is aligned with your priorities and crafted to create real change.

12:30PM – 1:30PM
The ABCs of IDRs: Student Loan Repayment Strategies
with Theresa Popp Braun

A recent report from the US Department of Education’s Office of Inspector General revealed that enrollment in income-driven repayment (IDR) plans—which allows borrowers to repay their federal student loans based on their income, household size and state of residence—has increased substantially in the last five years. But, with five income-driven repayment plans to choose from, it can be overwhelming for borrowers to choose the best one for their situation, especially when so many of the basic terms and conditions look the same. In this session, we’ll dissect each of the IDR plans and dive into the details related to eligible loans and borrowers, monthly payment calculation, payment caps, interest capitalization and subsidies, repayment period, loan forgiveness, and the application process.

2:00PM – 3:00PM
FoolProof for Middle School, High School and College
with Mike Sheffer

FoolProof gives middle school, high school and college students a unique and ethically-driven financial literacy and consumer life skills curriculum. We teach students the power of healthy skepticism and how to identify and neutralize misinformation. Our solution is free and commercial free. Participants are encouraged to bring their devices, they will learn all about FoolProof and how to implement the FoolProof curriculum into their classrooms. FoolProof aligns 100% to all National Financial Literacy standards along with the Council on Economic Education and Jump$tart National standards.

3:30PM – 4:30PM
Just In Time Learning for Retirement Contributions
with Bryan Foltice

This session would highlight some of my recent academic research that focuses on how small interventions (learning opportunities: i.e “just-in-time” learning) can increase retirement contributions for individuals. The two learning opportunities that increase retirement contributions are: 1. interactive/experiential learning opportunities that show historical returns and, 2. reminders of how much a small increase today (1% of salary) would impact the future value of a portfolio. We find, in both cases, that these short, and easy-to-implement learning opportunities increase retirement contribution elections.

5:00PM – 6:00PM
Are K-12 Teachers Financially Secure?
with Mark Schug

This session addresses financial issues affecting K-12 teachers for teachers in traditional public, private schools, and charter schools. The session highlights a recent survey of over 200 teachers regarding their views of becoming financially secure. The session concludes with two questions for discussion. Should financial institutions and educators increase their efforts to provide financial basics to K-12 teachers? If so, what are some promising strategies to consider?

Pre-Recorded/All Day Access

Financial Wellness for Low Income Individuals
with Doretta Thompson

Concern about finances is a large source of stress for workers. It affects not only their overall health and happiness, but their on-the-job performance. This stress is further enhanced for those living below the poverty line struggling to provide for themselves and for others. This session will show how CPA Canada, in partnership with Prosper Canada, has tackled the issue by providing tailored sessions for low income Canadians to better their financial wellness and overall health.

Sidecar = Suboptimal
with Jack Towarnicky

Adding a sidecar savings account for emergencies is more likely to reduce, not improve worker/household financial health. Come hear the solution that is most effective and efficient in prompting workers to save – and not just for emergencies.

Day 2: October 20th

11:00AM – 12:00PM
A New Strategy to Pay Off a Credit Card Quicker
with Peter Waitzman

Most households have credit card debt and are often stuck paying the minimum each month letting the debt linger for years. The personal finance industry has been trying to help these families with a number of strategies like cost cutting, balance transfers, consolidation, and the debt snowball. But what if you could pay off credit card debt in less time without changes to your current financial setup? You could put the burden of credit card behind you and get back on the path of saving and financial security years earlier using the tools you have available today.

12:30PM – 1:30PM
Give Them Credit: Building the Right Financial Programming for Your Student Population
with Eliasz McCullen
& Armando Alanis Flores

Financial Literacy is all the buzz, but what constitutes a “good” financial literacy program? From this presentation participants will learn strategies to multiply their impact in student engagement and comprehension rates; gain resources and knowledge to measure financial wellness and overall financial knowledge to implement in program design on their campus; identify steps in developing the right program for their campus and student demographics; and identify and partner with key stakeholders in order to build assessments into programming.

2:00PM – 3:00PM
Building a College Financial Literacy Program from the Ground Up
with Katelyn Roark

This session will discuss the challenges of creating a financial literacy program with limited support, funding and resources. It will look at some best practices for gaining support from upper management, utilizing resources to get funding, and building a student ambassador program. It will focus on running a program from within a financial aid office at a small technical university and ways to best employ, train and grow a student ambassador and peer mentor program.

3:30PM – 4:30PM
Financial Literacy As Part of An Overall Employee Wellness Program
with Beth Manley

Many employers have adopted an employee wellness program as a way to encourage healthy behaviors to lower overall healthcare costs and imporve productivity. But if we are ignoring the financial components to wellness programs we are missing a crucial piece that impacts the bottom line more than we realize.

5:00PM – 6:00PM
Financial Behaviors and Issues of Inequity
with Carissa Uhlman

Despite our best intentions as financial educators, those we serve may face unseen challenges in the form of systemic hurdles that can affect their ability to improve their financial well-being. Issues of inequity, from the gender pay gap to the racial wealth divide, to food and housing insecurity, can make for an uneven playing field to advance financial education for all.
This session will combine the best research and ideas from subject matter experts to foster understanding and share best practices regarding:
*Recognizing issues of inequity pertaining to race, gender, and socioeconomic status
*Case studies for developing financial education training and resources that address these systemic barriers

Pre-Recorded/All Day Access

The Gender Unassignment of Financial Literacy
with Rachel Gearhart

Women are underrepresented in finance – be it money managers, executives, financial publishers or financial publication subscribers. But why? Using the financial e-letter Wealthy Retirement’s subscribers as a sample, we explore where the discrepancies in male and female financial education begin and how financial publishing can help level the playing field.

Day 3: October 21st

11:00AM – 12:00PM
Using the Affective Domain to Adjust How We Teach Financial Literacy
with Allison Probst & Lauren Shaw

The affective learning domain includes factors such as individuals’ motivation, attitudes, perceptions, and values. This session will cover the affective learning domain and framing financial literacy topics to a diverse audience using this approach. In this engaging discussion, we will explore how this can improve individuals’ motivations to learn and implement financial literacy into their lives. Participants will walk away with practical tips on how they might include affective teaching principles into their own programming.

12:30PM – 1:30PM
Romancing a Sponsor
with Leigh Singleton

In any relationship, there has to be give and take. Your program needs funding, but what can you offer in return? Knowing what tantalizes a sponsor can give you the edge on finding your perfect match. This session gives attendees a peek inside the corporate sponsorship review process. Attendees will leave with a list of resources for finding sponsors, examples of large and small-scale financial education sponsorships, and tips for ensuring ongoing sponsorships.

2:00PM – 3:00PM
Beyond the Budgeting Worksheet
with Alyssa Wooten

Historically, financial literacy has been a series of worksheets and activities that explain topics like budgeting, saving, credit scores, loans and risk management. Though all of these topics are vital for a student to fully understand personal finance, many students learn the topics and do not know how to apply them in real world situations. We’ve all done this! We’ve all made a budget with high hopes of reaching our emergency savings, debt reduction and investment goals, but too soon have we gone off track and have to try again next month. In this session educators will learn some basics about the psychology behind decision making and behavior in order to take a new approach to teaching personal finance. Examples of free resources, curriculum and hands on activities will provide some great take-aways that can be immediately implemented in any classroom.

3:30PM – 4:30PM
So You Think You Want to Launch a Financial Education Program?
with Stacy Yanchuk Oleksy

Financial education is gaining popularity in the workplace! If only it was as easy as accepting the request and teaching the workshop. Join us for an interactive and engaging conversation about the lessons we’ve learning since launching our workplace financial education program called MoneySmart Living. Participants will walk away with information on possible pitfalls and traps to avoid, as well as practical tips and advice on how to launch a workplace program.

5:00PM – 6:00PM
Financial Infidelity / Infidelidad Financiera
with Jose Medina & Arelis Rivera

Financial Infidelity: causes, effects and strategies on how to prevent it – A case study from within a Hispanic community of students with a master’s degree from Ana G. Mendez University in Puerto Rico.

Pre-Recorded/All Day Access

Supporting First Generation College Students through Resource Access and Financial Education
with Kiana A. Piña

Learn how an open access institution developed a Financial Wellness Program within its’ Advocacy Center by using student data and creating a Syllabus and Learning Outcomes. This session will provide an overview of how this program is structured to meet students where they are throughout their educational journey and will provide an overview of a decentralized financial wellness program model at a community college. Additionally, attendees will understand why it is so important to offer this resource to underserved and underrepresented populations. Through an established advocacy center, wrap around social services, research, use of data, and a student- centered approach, developing a program on your campus can become a reality!

Ethics for Educators in Personal Finance

Ethics for Educators in Personal Finance is a can’t miss course for educators, covering ethics in a broad sense so you gain a more thorough understanding of what is expected from you by your employer, students and co-workers.